National Debt Relief Review


National Debt Relief is a debt consolidation service that has one of the best records for settling debt. In addition, this company offers a wide range of helpful tools to help you manage, and get out of debt including a budget calculator, a creditor collection call log and a fee journal.

Compare Top Debt Relief Programs

 (877) 512-6488

National Debt Relief was founded in 2009 and offers debt settlement services including settlement negotiation. This service helps you reduce your debt by working with creditors to come up with a reasonable payment plan. In addition to debt settlement, National Debt Relief provides a wealth of information and tools on managing, getting out of and avoiding debt – from veterinarian bills to credit card debt. This company not only helps you get out of debt but it also provides you with resources and knowledge to help you stay out of debt.

Minimum Debt AmountMaximum Debt AmountFees
$7,500Not specified (over $100,000)Flat fee included with every
monthly program payment – fees
vary by state and debt amount enrolled

How it Works

At National Debt Relief, debt settlement begins with your providing information on all of your outstanding debts and as much information you can about those debts and lenders. You will want to provide information about all the conversations you have had about your debts with collectors to National Debt Relief. National Debt Relief will then contact your creditors in order to negotiate a reasonable settlement plan. Debt settlement generally takes some time so it is important that you remain as patient as possible. Once an agreement between you and your creditors has been reached, you will then be able to begin paying off your debt through a consolidated, simple monthly payment.


In addition to debt consolidation, National Debt Relief has a few tools to help you understand, manage and stay out of debt. These tools include a log for collection calls, fee journal and a calculator that can help you create a budget. There are also a number of educational services available at National Debt Relief to help you understand how debt, and debt consolidation can affect your financial wellbeing.


National Debt Relief has been accredited by several notable organizations including TRUSTe, BBB, US Chamber of Commerce and AFCC.


There are no upfront fees at National Debt Relief and the fee for this service is included with the monthly payment for the debt consolidation program. These fees are not charged until your debts have been resolved. The actual fees will vary depending on the debt amount that is owed, and your state of residence.

Quality of Service

The standard of customer service at National Debt Relief is high and all debt counselors are knowledgeable and have a great deal of experience in the industry. These counselors will work closely with you to find the best possible debt consolidation plan based on your needs and your financial situation. There are also many helpful resources available on the website that provide you with all the information you will need to understand debt consolidation and the services that National Debt Relief offers.


11 Broadway Suite 1600

New York, NY 10004

Compare Top Debt Relief Programs

 (877) 512-6488


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