Freedom DR Review

Ideal For

  • People with lots of credit card debt
  • Anyone who has already tried debt consolidation
  • Individuals with unsecured debt


  • Get free access to financial education resources and tools
  • Save hundreds or even thousands on your debt


  • Works exclusively with unsecured debt
  • Can have a negative impact on credit score

Bottom Line

Freedom DR is an excellent service if you are facing a debt issues and struggling to come to a handle your debt without assistance.

Why Go With Freedom DR

FDR has been providing debt consolidation services for over a decade, enrolling over 750,000 customers and consolidating more than $10 billion in unsecured debt. It offers a range of tools and services that make it a great option when you’re looking to end that debt problem once and for all.

You always know exactly where you stand with your debt, as the company offers an online dashboard that lets you track your progress. If you’re in need of support with handling your debt, Freedom DR might be able to assist.

What Freedom DR Offers

  • Debt consolidation loans
  • Deals with credit card debt, medical bills, some private student loans, and collections
  • Free review for your debt situation, and no upfront fees
  • Customer support 7 days a week
  • Online dashboard to track your dedicated account and progress

More Reasons to Choose Freedom DR

One of the most impressive traits is FDR’s commitment to its customers. In an industry prone to chasing bigger profits, this company places a strong emphasis on customer support, information, and accreditations. This approach displays the serious focus on providing an outstanding service that helps consumers get back on their feet and stay motivated after being debt-free.

Freedom DR does not charge any hidden or upfront fees, and will only collect a fee once you have completed your debt consolidation process. On average, it charges a 22% commission from your savings. This might sound like a lot, but it is at the lower end of the scale for a debt consolidation service and is a small price to pay for consolidating all your debt issues.

The debt consolidation plans are relatively short, lasting 24 to 48 months on average. Overall, the customer-first approach from Freedom DR helps customers feel secure.

What's Unique About Freedom DR?

The most unique characteristic about FDR is its customer-centric approach. At every step of the way, the company puts great care and effort into including you in the process. Instead of demanding that you automatically withdraw funds from your account every month to pay for a solution that might not be feasible or in your best interests, FDR takes steps to ensure the highest chance of success when working to consolidate your debt problems.

The other major plus is transparency. Freedom DR is a founding member of the American Fair Credit Council, which proposes legislation and regulations that are designed to create more transparency and a more open market for consumers seeking to resolve debt problems.

Types of Debt Covered

In Freedom DR’s case, it focuses on helping consolidating unsecured debts and loans. Types of debt include, but are not limited to, personal loans, credit card debt, medical bills, and some privately funded student loans.

Help & Support

We were impressed with Freedom DR’s level of customer support, which is available 7 days a week. The company can be reached via telephone during regular business hours, and staff is always available via email. In our experience, its representatives respond promptly and efficiently and are always courteous, helpful, and professional. 

Review in Short

Freedom DR is all about helping you through the process of exiting from burdensome debt. The company works with customers who have unmanageable levels of debt and are looking for a way to make it easier to deal with. The collaborative process and creation of a plan that is tailor-made to your needs, as well as a solution that you approve of, is testament to its commitment. 

About Freedom DR

Freedom DR was founded by Stanford Business School Graduates Brad Stroh and Andrew Housser in 2002. The founders noticed that many people were struggling with debt without an alternative that made them a priority. Since its founding, the company has provided its services to hundreds of thousands of people, and has helped consolidate millions in consumer debt. Today, Freedom DR employs more than 2,000 debt professionals and works with customers across the United States. The company has been featured in major US publications such as the Wall Street Journal, USA Today, the Christian Science Monitor, and is accredited by the American Fair Credit Council and the Better Business Bureau.


PO Box 2330

Phoenix, AZ 85002-2330

Contact Details

Phone for Clients: 800-544-7211

Phone for Non-Clients: 800-655-6303

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