First Credit Solutions


First Credit Solutions provides a debt reduction program that takes pride in assisting individuals with their debt problems, but also creating a budget and finding appropriate solutions. People turn to First Credit Solutions so that they can get their debt down. Through face-to-face consolations with I.A.P.D.A Certified Debt Specialists, possible outcomes for those in debt may be a reduction of monthly payments and an elimination of debt in as short a time as 24 months.

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The company was founded in 2011, and has since then gained a formidable reputation for its plans and services. It is particularly known for its flexible plans that allow the customer to pay off their debt as they go.

Minimum Debt Amount Maximum Debt AmountFees
Around $10,000No LimitFlexible plans, no late penalties

How It Works

Debt consolidation with First Credit Solutions is a surprisingly simple process. First of all, a face-to-face meeting is held between you and a senior representative of First Credit Solutions to determine the best course of action given your current debt load. Meetings often occur at their offices around the country, or a representative is sent out in-person. The level of your debt problem is assessed and a plan of action developed to repay creditors. The flexibility of First Credit Solutions's plans are such that in the event that you need to skip a month, you will not be hit with a late payment penalty. However, if you are interested in paying down your debt more aggressively, this can also be arranged by shortening the program's length.


The company's arbitrators possess many years of industry experience, and are therefore well-placed to advise you on your debt and the best course of action to tackle it. First Credit Solutions's website is also informative, well-designed and quick loading. It's easy to obtain your free debt analysis by completing the simple online form on the homepage, which requests such details as your first name, last name, email address, phone number and total amount of unsecured debt.


The company's arbitrators are also certified through the International Association of Professional Debt Arbitrators (IAPDA), which means that you can trust them to handle your debt in the most appropriate manner. The IAPDA certification training program has been instrumental since 2000 in providing industry orientation, training and certifications.

First Credit Solutions is also a member of the Manhattan Chamber of Commerce which represents the voice of over 100,000 companies in Manhattan and partners with over 300 diverse business organizations in the city.​


First Credit Solutions doesn't impose stringent fees that fail to take into account the requirements of the client - indeed, its plans are known for their flexibility. The program can be shortened, too, if you want to pay down your debt faster. The fees are certainly worthwhile, given how much smaller your monthly payments can end up being after your participation in First Credit Solutions's program.

Quality of Service

If you require support or guidance as a client or prospective client of First Credit Solutions, the obvious first port of call is the informative section for frequently asked questions on their website. It is here where you'll learn how using the service will affect your credit, as well as about the difference between debt reduction and debt consolidation and how you can qualify for the company's debt reduction plan. Means of contacting the site team if you have any more questions include by telephone, email or even post. The company's phone number is prominently placed on the front page of the site, and is toll free.


First Credit Solutions

230 Park Avenue, 3rd Floor West,

New York, NY 10169

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