By Sarah Badani
First Choice DR is a top debt relief option with professional debt settlement negotiators working to minimize your debt quickly. It works with a wide range of unsecured debts and helps those in debt manage their outstanding accounts with ease.
While there are a lot of debt relief agencies out there, this one really stood out in our review process. To begin with, First Choice DR is a company of the people. It focuses on quality, not quantity, as can be seen from both its website and interactions with the staff. You won’t find huge numbers being splashed across the screen, and that’s because First Choice Debt Relief isn’t about big numbers. It’s about helping each individual client get out of debt as quickly and as easily as possible.
Speaking to a First Choice DR representative gives you just this impression. In our conversations with service reps, they not only understood the debt industry, but they were patient and ready to explain every step of the process. First Choice DR will walk you through everything from beginning to end.
Another aspect that we appreciated with this debt relief company was its transparency. Most debt relief organizations are trying to get you to sign up regardless of whether or not debt consolidation or debt settlement is right for you. First Choice DR takes each situation into consideration, clearly spells out any of the possible negative outcomes, and tells it to you straight. No hiding behind complex language or leaving out details. This gives you the ability to make an informed decision, with all the cards on the table. That’s refreshingly new for this industry.
What’s more, First Choice DR has a flexible service fee. Unlike most debt relief services that charge you a flat fee regardless of how much money they actually save you at the end of the day, First Choice DR charges its clients percentages. This means if you only save a little, you’ll only pay a little. In general, though, First Choice DR helps its clients save up to 60% of the original debt amount. This can amount to hundreds or thousands of dollars in savings.
Finally, First Choice DR has an A+ rating with the Better Business Bureau. That holds tremendous significance, especially in the debt relief industry. When dealing with finances, there are so many hoaxes out there that it can be hard to avoid them, which is why trust is so important. The fact that First Choice DR holds an A+ rating shows that it is reliable and trustworthy in an industry where this isn’t always the case.
First Choice DR excels at getting down to the bare minimum payments required and making it simpler for debtors to get out of debt altogether. Using professional debt settlement negotiators, First Choice DR will contact your outstanding accounts for you, negotiate with them for a more reasonable debt settlement amount, and work out a payment plan that works with your finances. It’s a quick and effective process. Here’s how it works:
The beauty of this process is 2-fold:
First Choice DR will generally be able to settle your debt within 24-48 months. That is a quick turnaround for someone who is drowning in debt. Plus, you don’t pay anything upfront, only after you start saving.
First Choice DR covers a huge range of debt, but it doesn’t cover everything. Before you get started with this service, make sure it works with the type of debt you are currently dealing with. First Choice DR offers debt relief for the following types of debts:
As you can see, the majority of debts that people find themselves drowning in are covered by this company. On the other hand, First Choice DR doesn’t cover government loans, lawsuits, IRS debt, unpaid taxes, student loans, secured debt, auto loans, utility bills, and mortgages.
First Choice DR has its client’s best interest in mind. As such, it takes customer privacy and security seriously. To begin with, First Choice DR is Dun & Bradstreet listed, it’s a member of the AFCC (American Fair Credit Council), and is a certified member of the IAPDA (International Association of Professional Debt Arbitrators). These organizations hold their members to a high level of honesty, integrity, and dedication to their clients, so any company holding these certifications can be trusted.
What’s more, the website itself is run with a variety of security measures from technological safeguards to physical and protocol security features, ensuring all information is always protected.
First Choice DR has a solid reputation for great customer service, and that’s saying a lot in this industry. Reading through critical online reviews, we saw that this company was courteous, available, and knowledgeable in all areas of debt relief. When we tested it out for ourselves, First Choice DR proved our initial impressions to be correct.
The service rep we spoke to, Silvia, was friendly and answered all of our questions, breaking down the answers with understandable language. She even walked us through the entire process. This is why First Choice DR has such a good reputation for customer support. Support is available via email or phone during the following hours:
Monday – Thursday from 7am – 5pm PT
Friday from 7am – 4pm PT
Not available on holidays
770 The City Dr #7500
Orange, CA 92868
Enrollment & General Questions: Toll Free: (800) 631-5573
Fax: (888) 207-8666
Toll Free: (800) 985-9319
Online Account Access: Log In Here
First Choice DR
PO Box 10176
Santa Ana, CA 92711
Office: (Visits by Appointment Only)
770 The City Dr. S STE 7500
Orange, CA 92868