Fast Track Debt Relief Review

By Kevin Mercadante


“We work for you, not for your creditors” - that’s the Fast Track Debt Relief motto, and that’s exactly the kind of attitude you want from the company that you will hire to help you get control of your debt situation. Fast Track Debt Relief offers a comprehensive debt settlement plan that will settle your qualified debt for far less than what you owe right now. They offer one monthly payment that will help you regain control of your financial life in less time than you might think possible.

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Fast Track Debt Relief has been around since 1998, so it has a longer track record than most of its competitors in the debt settlement field.

Minimum amountsMaximum amountsFees
$10,000No Maximum Indicated15% of initial debt amount, but could vary



How it Works

You start by completing a brief survey describing your debt situation. You’ll be contacted by a representative of the company within 24 hours. The representative will detail your options in dealing with your debt. Since every debt situation is different, specific details will vary from one client to the next.

As is the case with so many other debt settlement companies, Fast Track Debt Relief will generally request that you stop making payments to your creditors. Instead, you are directed to send your monthly payments to Fast Track, so that they can use the accumulated balance to settle your debts for less than the full face amount.


The company’s website indicates that they can settle your debts for between 22% and 40% of the initial amount of your debts. There are no upfront fees, and programs are typically completed in 12 to 36 months. You are advised that the success of the program depends on your willingness to complete your plan. There are no partial settlements – only a full settlement - or no settlement at all.

The website offers a blog that includes dozens of articles that are relevant to debt settlement. It offers an opportunity for you to learn as much of the process as you will need in order to be successful in eliminating your debt.


Accreditation is not easy to come by in the debt settlement industry, since it’s largely an unregulated business. However the company has a Trust Pilot score of 8.5 (out of 10), which is a very good score. The company has an “F” rating with the Better Business Bureau, however it appears that at least some of the complaints listed with the Bureau have been settled satisfactorily.


Fast Track Debt Relief works on a flat fee basis. The typical fee is 15% of your initial that total, but that can vary based on various factors. Since Fast Track Debt Relief is not a direct lender, there is no monthly interest charge.

Quality of Service

Fast Track Debt Relief makes it easy to contact them. In fact, there are four ways to reach them - by live chat, email, regular mail and by toll-free phone.


Fast Track Debt Relief

6973 West Commercial Blvd.

Tamarac, Florida 33319

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  About Kevin Mercadante

 Kevin Mercadante is a freelance professional personal finance blogger,
 and the owner of his own personal finance blog, He
 has extensive backgrounds in both accounting and the mortgage industry.
 Follow Kevin on Google+.


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