Consolidated Credit Review


  • A+ BBB accredited business with over 25 years helping consumers
  • Wealth of free educational resources to learn about getting out of debt
  • Excellent customer service, as shown by a 9.6/10 Trustpilot rating


  • $35 average monthly fee, up to $69 depending on your state. 
  • Not much information about programs unless you volunteer your contact details

Bottom Line

Consolidated Credit excels at tailoring debt management solutions to meet the specific needs of each of its individual customers. The first call with one of its agents is always free, and these agents can help direct you toward a debt management solution to suit the size of your debt and your ability to make payments.

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Why Go with Consolidated Credit?

Consolidated Credit is one of the oldest and largest debt management companies in the United States, having plied its trade for 25 years and counting. On the back of all this experience, Consolidated Credit offers a range of debt management programs and solutions that it promises can save you up to 50% on your debt repayment. It’s also very generous in sharing its experience with its customers, offering a compendium of free articles, webinars and videos to help you better understand how to manage your debt.

What Consolidated Credit Offers?

Consolidated Credit offers debt management programs with the assistance of certified counselors. It also offers a stack of free educational resources through its own website and through a linked website under the name Miss Money Bee—a personal finance blog that helps household decision makers make good financial choices.

A debt management program is technically a repayment plan and not a type of loan or consolidation. It’s best suited to people who don’t have a high enough credit score to qualify for a consolidation loan or balance transfer but are still willing to make the tough decisions required to get out of debt quickly. Consolidated Credit’s certified counselors help customers find a monthly payment that works for their budget and that puts them on the road to paying off their debt in the quickest and most affordable way. Counselors are trained to help customers balance their budget and eliminate the need for credit cards, all while ensuring that the customer stays in control of their own finances.

The Consolidated Credit and Miss Money Bee websites include handy tools like savings, credit card debt, and debt-to-income calculators. They also contain dozens of articles on topics such as “Cutting Energy Costs in Your Home,” “Debt Elimination vs. Retirement Savings,” and “Credit Counseling for Couples.” The YouTube content is especially informative, with hundreds of educational videos for everyone from beginners to experts to understand things like “the True Cost of Tying the Knot.”


Consolidated Credit’s strengths lie in its range of debt solutions, its customer service, and its encyclopedia-like educational resources.

  • Consolidated Credit offers debt management programs that aim to save customers up to 50% on their debt repayments no matter what type of situation they find themselves in.
  • In review after review on independent websites such as Trustpilot, customers praise the level of Consolidated Credit’s care and attention to their needs. This company has been in the business for a long time, and its staff are trained to tailor a solution to each customer.
  • The educational resources deserve a special mention. Consolidated Credit’s website has special sections devoted to financial education and debt learning, and it also runs the separate Miss Money Bee website, a personal finance blog.

Types of Debt Covered

Consolidated Credit can provide solutions for any type of unsecured debt such as credit cards, student loans, personal loans, payday loans, unpaid tax debt, and medical bills.

What it can’t help out with are debts that have been secured by collateral. For example, it can’t help with electricity bills, as the electricity company can simply turn your electricity off if you don’t pay. And it can’t help with car loans, as your lender can simply repossess your vehicle if you don’t meet your payments.

Site Security

When filling out online forms, users are required to give certain contact information such as name, email, and postal address. Additional information may be requested during face-to-face credit counseling sessions. Consolidated Credit states that it doesn’t share financial information with any non-affiliated third parties and that it maintains security practices to protect your contact information. Its website is secured by web host GoDaddy.

Help & Support

Consolidated Credit has a 9.6/10 rating on Trustpilot for its excellent customer service. To get help or support, fill out the short online contact form (and give details about the level of debt you need to consolidate), or call the toll-free number on 1-800-320-9929. One of Consolidated Credit’s agents will take you through your options or set you up with a certified credit counselor. Lastly, Consolidated Credit’s website has a wealth of information to help you better understand debt consolidation and the various solutions at your disposal.

Physical Address

Consolidated Credit, Inc

5701 West Sunrise Blvd.

Fort Lauderdale, FL 33313

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