American Debt Enders Review

By Kevin Mercadante

Pros

  • One stop shop for all debt and financial needs
  • Completely free debt counseling service

Cons

  • Not an actual debt consolidation service, just a referral

Bottom Line

American Debt Enders offers a complete set of debt counseling services geared towards helping people find the financial aid they need to get out of debt at last.

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Why Go with American Debt Enders

American Debt Enders is not your average debt consolidation service. In fact, it doesn’t consolidate, excuse, or refer your debt at all. Nor will American Debt Enders offer you a loan to help pay off your debt.

What this service excels at is delivering expert advice to those who need it the most: Debtors.

American Debt Enders is a referral service that connects people who are struggling with debt to

the financial assistance that is best for their situation. The best part is this service is totally free. You can receive professional assistance and guidance for a wide range of debt issues, have your debt paid off in as little as 3 to 5 years, and you don’t have to have any credit score requirements to qualify for the aid. With a sterling reputation, years in the business, and licensed lawyers to work each case, American Debt Enders seems too good to be true. Let’s take a deeper look to see what this company is all about.

What’s Offered?

  • Debt consolidation
  • Debt settlement
  • Debt dispute
  • Credit restoration
  • Creditor lawsuit resources
  • Statute of limitations advice
  • Budget planning
  • Bankruptcy handling
  • Professional financial consultations
  • Debt consolidation loans
  • Legal advice and aid
  • Connections to the financial programs that will help resolve the debt issue

Highlights

American Debt Enders is not a debt consolidation service and does not provide any type of financial service to its clients.

Instead, it is a go-between, a financial assistance marketplace of sorts, that connects those struggling with debt and other financial difficulties with the organizations and services that can help alleviate those difficulties.

As a middleman, American Debt Enders offers a tremendous amount of benefit to the person in need. For starters, unlike most debt consolidation lenders and financial assistance, you don’t need any credit history whatsoever in order to get assistance from American Debt Enders, and even people with the poorest credit score can apply. This service is available in almost every state (42 to be exact), so you can get coverage almost anywhere. Additionally, American Debt Enders offers a money back guarantee if your debt is not paid off within the predetermined amount of time, you will be refunded any fees that were taken from the affiliate without question.

Finally, what is really amazing about American Debt Enders is that it doesn’t leave you once you’ve enrolled in a debt relief program to figure things out for yourself. Instead, American Debt Enders offers each client future financial planning assistance, so they can build their credit anew after the debt is paid off, learn how to budget properly, and understand what smart financial choices look like for the future. This might be the biggest benefit of all for people who were simply never taught how to deal with finances before.

  • No credit score requirements
  • Totally free consultation
  • Wide range of debt coverage
  • Money-back guarantee
  • Available in 42 states
  • Budgeting, financial planning, and credit building assistance

Types of Debt Covered

American Debt Enders provides debt solutions for a huge variety of debt types, including any type of unsecured debt, such as:

  • Medical bills
  • Personal loans
  • Business debt
  • Student loans
  • Repossessions or collections
  • IRS tax debt
  • Credit card debt

American Debt Enders looks at your entire financial picture, taking in all of the factors, assessing your present level of debt, income, and other important details. The professional consultant then gives you a financial breakdown, and this is probably the most amazing part of the service. You will be given a feasible and easy-to-follow financial plan for getting out of debt, paying off your creditors, and building your credit anew. You receive this plan from American Debt Enders REGARDLESS of whether or not you choose to enroll in a debt repayment program with one of this company’s affiliates. Remember, the consultation is free. You only pay the percentage of your debt that is decided upon by you and the debt relief service you ultimately choose. Since there’s no obligation on your part toward American Debt Enders, you are literally getting something for nothing. That is unheard of in the financial world.

American Debt Enders offers several different debt settlement options for people with unsecured loans that have become unmanageable. To be eligible for this service, you have to enroll with at least $5,000 worth of unsecured debt (approximately half of the industry average for debt relief programs), but there are no other requirements. American Debt Enders aims to have your credit card debt and other unsecured debts paid off within 5 years by consolidating all of your credit card debt payments into one smaller monthly payment with a lower interest rate to help you save money. The specialized non-profit credit card consolidation program even reassesses your credit standing after a few months of being enrolled in the program for even more benefits.

American Debt Enders partners with many different debt consolidation programs, and it works to find you the one that will give you the best rate for your circumstances. This can not only save you a tremendous amount of money in debt payments, but it will also save you lots of time and aggravation trying to find the best service for your debt solution.

Site Security

American Debt Enders is a member of Netcheck, an organization that is committed to maintaining quality experiences and services across the web. It also has a fantastic reputation within the industry and across the web. American Debt Enders has positive feedback and reviews along with a solid write-up from prominent debt consolidation publications.

Additionally American Debt Enders does not share or sell your private information with anyone, even your own creditors. So, your personal details, financial records, and debt repayment plan are all kept private.

Help & Support

The one complaint about the American Debt Enders service, is about its website. There's a lot of information on the site, and we mean loads, but the lack of site structure and organization make it hard to know where to start and where to continue to. A fresh website redesign with clearer internal navigation would benefit American Debt Enders greatly.

That being said, American Debt Enders’ customer support is fantastic. You can reach the staff via the phone hotline, email, online form, or snail mail to the physical address below. When you make contact, every rep is friendly and has an incredible amount of knowledge to impart. In fact, some customers can even speak directly with Steven Ciantro, the founder of American Debt Enders and Certified Credit Counselor, receiving the wisdom of age and experience.

Additionally, American Debt Enders has a huge database of blog articles that are jam-packed with financial advice, information, and tools. It has given thousands of people a better understanding of the financial system and a finance education that they can use to make smarter money decisions in the future.

Physical Address

American Debt Enders

265 Sunrise Hwy

Suite 1-#250

Rockville Centre, NY 11570

 
 

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