Accredited DR Review

Ideal For

  • Consumers who have debt from several sources and are looking to consolidate
  • Consumers who are in large amounts of debt and have exhausted their own options


  • Deal with large amounts of debt
  • Different programs to help eliminate debt
  • No upfront or monthly fees
  • Wide variety of debt services


  • Does not directly provide consolidation loans
  • Not available in all states

Bottom Line

Accredited DR is an ideal solution for customers who are looking for a comprehensive and effective way to settle and consolidate their debt.

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Why Go with Accredited DR

If you are looking to consolidate or reduce your debt, Accredited DR might be the right solution. The company focuses on connecting customers to the right services to help them either settle or pay down their debt in a responsible and sustainable way. It offers services for debt consolidation, settlement, negotiation, and even credit counseling. Taken together, its service can create thousands of dollars in savings and be the difference between paying off your debt and sinking deeper into a hole.

Most of Accredited DR's plans are meant to help you get out of debt within a relatively short period, and the company has a very high success rate. Moreover, the company’s numerous certifications, which include an A+ grade from the BBB, guarantee that it provides transparent and excellent customer support. Overall, Accredited DR is ideal for customers who are unsure of which debt relief solution is best, and who are looking for expert assistance to help deal with it.

What Accredited DR Offers

  • 2- to 4-year terms
  • No upfront or monthly fees
  • Free debt consultation from experts
  • Access to web dashboard to monitor existing debt
  • Consolidation for a wide range of loans
  • Partnered with reliable and transparent lenders
  • AFCC accredited
  • Consolidation, settlement, and credit counseling

More Reasons to Choose Accredited DR

One of the most impressive things about the company is its commitment to helping people. For one, the company does not employ salespeople to speak with customers, but rather qualified debt counselors and negotiators, showing that its primary goal is to provide assistance. Additionally, the company does not charge any upfront or monthly fees, only charging you once you have seen tangible results with respect to your debt.

Accredited DR recognizes that not all debt is alike and as such, offers a wide variety of services for several different kinds of loans and credit. During our research, we also found that the responses and reviews of the company are overwhelmingly positive. Besides praising Accredited DR for the outstanding customer service, it has an A+ rating from the Better Business Bureau, as well as several customer service and debt relief awards.

Services Offered

One of the most impressive things about their services is the variation of its offerings. The company provides services for bankruptcy, debt consolidation, settlement, management, and even counseling. For all of its services, Accredited DR won’t automatically shoehorn you into a program, but will first offer a free consultation.

During this session, a qualified debt expert will examine your records and debt obligations, and will then advise you on the most feasible and sustainable program to help you eliminate your debt. Once established, the company will then help connect you to the correct partner, who will work with you to develop the proper plan to repay debt obligations.

For its consolidation services, Accredited DR requires the following:

  • A debt of over $7,500 (although it may vary depending on your state of residence)
  • That you be 18 years or older
  • Legal resident status in the US

Additionally, the partner you are matched with might have additional requirements, although those are outlined by the service provider you work with.

In order to get started with Accredited DR, all you have to do is contact one of its qualified debt experts, answer questions related to your debt and financial circumstances, and it will connect you to the appropriate partner to get the process started.

What’s Unique About Accredited DR

There are many things to like about Accredited DR. The company’s services go beyond simply offering debt consolidation services. Due to the fact that it offers a broad scope of services, it is well equipped to help people with different debt issues and problems. The company works with reputable and highly regarded partners to provide customers with top rate debt consolidation and negotiation services.

When you contact the company for a free consultation, you will speak to a trained debt negotiator or counselor who will examine your case in-depth, and who will work with you to create a plan that fits your specific needs and circumstances. It’s important to note at this point that the company does not directly provide some of these services, but rather connects to a partner within its network once you have determined the optimal course of action.

Additionally, the company will continue to work with you throughout the process to ensure that your plan is successfully implemented and you can save money while managing to pay off your debt. When you get started with Accredited DR, you will go through the following process:

  • A free consultation with one of the company’s debt experts
  • Submission of important documents including personal information, financial history, debt records
  • Matching to a partner
  • Start of debt relief program

The company offers consultations for a variety of debt relief programs, which include counseling, consolidation, management and settlement. Throughout your consultation process, Accredited DR will advise you as to the dangers and potential benefits of each option, and will help determine which choice could best alleviate your debt.

The personalized treatment the company offers is impressive and the staff is knowledgeable when it came to answering questions about debt and the process in general. Additionally, the company’s FAQ section was impressive, which covers a broad range of common questions in-depth, although it would have also been nice to see more focus placed on educational resources or a knowledge base.

The company holds an A+ rating from the BBB, and is a member of the American Fair Credit Council. In terms of seeing results, it is hard to argue with Accredited DR’s success. The company’s plans are designed to help customers pay off their existing debt in 2 to 4 years, near the top of the pack for the industry. Additionally, the company has a proven track record of success, with thousands of dollars in savings for many of its customers.

While it will admit that its solutions do not work for everyone, it is an excellent sign that the company is forthcoming with its success stories. The company will also start working with you almost immediately after you conclude your consultation and agree to start a program. It will contact your creditors and inform them of your agreement, and will also redirect calls, helping you avoid aggravation from creditors and collection agencies.


While prices may vary from customer to customer, above is a pricing example from Accredited's website. As you can see, if your debt is $25,000 and you select a program of 4.5 years, your monthly payments would be only $296, with a monthly savings of $454. 

Types of Debt Covered

The range of debt the company works with is incredible. However, Accredited DR mostly focuses on debt that is unsecured. These types of loans include unsecured personal loans, privately funded student loans—such as those provided by banks and private lenders—credit and store card debt, and medical bills. These types of debt cover a broad range of credit obligations, and although it would be nice to see the company also includes secured debt, it does adeptly identify solutions for different types of debt.

The company also does not discriminate, and will help you craft a plan of action to help prioritize important debts, as well as ensure that your payment plan does not harm your finances or put you in financial straits. It is important to note that the company might not work with some types of debt, such as payday loans or Federally funded student loans. On the whole, the sheer flexibility of the company’s debt coverage is very impressive.

Security of the Site

Because of the sensitive information required to help you with your debt, Accredited DR has strong security measures in place to help keep your data safe. The company does collect some information that is not related to your banking and debt situation, but it is transparent as to what it collects, and it has features in place to ensure it remains safe.

Also, the company does not require sensitive information during your application process. When you do receive a free consultation, you will be asked to share information regarding your outstanding debts and other financial details.

Help & Support

The company can be reached via telephone seven days a week during normal business hours PT, as well as through regular mail at its headquarters. When calling, agents are knowledgable, considerate, and able to answer all questions asked, and were very familiar with debt and credit inquiries in general.

Additionally, the FAQ section the company features on its website, although we would have liked to see more educational resources to promote better financial habits. On the whole, the FAQ section answered important and common questions clearly, and was a great starting point when were trying to understand the company’s services. Overall, customer support is a strong suit for Accredited DR.

Review In Short

Accredited DR offers a wide variety of debt relief services. Although their main focus is on debt settlement, the company assists customers with debt consolidation, management, and credit counseling. Furthermore, they also provide aid to individuals with several kinds of unsecured debt obligations, including privately funded student loans, medical bills, credit cards, and personal loans. We were impressed with the level of service, as well as the flexibility the company has demonstrated when it comes to tailoring solutions to its customers.

Aside from these characteristics, the quality of the company’s security and customer support was remarkable. The company has put a strong emphasis on providing a safe and privacy-oriented service, and it shows based on the information they collect, as well as the measures they take to keep it secure. Moreover, its support staff was knowledgeable and incredibly helpful. 

About Accredited DR

Accredited DR has become a mainstay of the debt relief industry, providing services to a broad range of customers and producing tangible results for most of the people who use their services. By partnering with some of the best-known service providers in the field, the company has created a network of professionals with decades of collective experience and a strong focus on excellent service.

The company is based in California, and has been recognized by several top publications and even consumers. The company holds an A+ rating from the Better Business Bureau, and has been named as one of the top companies for debt relief by several reliable experts and websites dedicated to the debt relief industry. The company employs top professionals, and has helped thousands of customers across the United States with settlements and relief.

Physical Address

Accredited DR

4835 Eastgate Mall, Suite 200

San Diego, CA 92121

United States

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